EQ-Group – Austrian Fintech

Facilitating mass adoption of cryptocurrencies, NFTs and DeFi products by simplifying their usage in everyday life

About EQ Group

EQ Group is an Austrian Fintech company whose aim is to facilitate blockchain-technology mass adoption, by simplifying the use of cryptocurrencies, NFT’s and DeFi products in everyday life. EQ Group’s disruptive banking solution, the ‘PowerWallet‘, is a hybrid of a crypto wallet and an internet banking app, utilizing a virtual pooling concept to allow crypto assets to be factored into the total spending limit for debit and credit card payments. This virtual pooling feature will extend to freeing up crypto liquidity to be used for traditional banking payments like bank transfers, standing orders and direct debits. EQ Group’s social fintech products aim to create a link between crypto and fiat assets for its European customers, as well as accelerate financial inclusion within the Middle East and North Africa (MENA) Region.

EQ GROUP'S

Products and Services

PowerWallet

PowerWallet is a hybrid mobile banking app and crypto wallet, which will simplify the use of digital assets, such as cryptocurrencies and NFT’s, in the daily transactions of European and Middle Eastern users, while aiming to bank unbanked users across the emerging markets in Africa.

flaim

flaim is more than a messaging and social media app – it is a lifestyle super app forecasted to grow to over 100 million users globally. Today it is especially popular with African users. Upon the integration of PowerWallet, users will have the ability to not only chat and make calls but also to make mobile payments using the flaim pay feature.

MobileCommunity

MobileCommunity – the market place platform of the EQ Group – it is the sales and product platform to market the products of the EQ Group via external suppliers, to create rapidly growing customer and sales partner portfolios, ensuring long-term commission income for these suppliers and partners.

Chaintoro

Chaintoro is an intuitive, easy to use, licensed cryptocurrency platform to buy, sell, borrow and trade crypto assets, based in Tulln, Austria. EQ Group owns a 26% stake in Chaintoro.

Okobono

Okobono is a platform for insurance and financing, which has digitalized the onboarding of insurance clients, their insurance agreements and the process of making offers to acquire clients from various channels of the EQ Group ecosystem.

The Ecosystem

The EQ Group Ecosystem is made up of the various products being offered: PowerWallet, flaim Mobile Messenger, the Mobile Community, the Chaintoro Exchange and Okobono. The EQ Group Ecosystem utilizes IQV4U virtual currency for its components. IQV4U is the native token of EQ Group ecosystem and it serves as the mean of exchange between users and the different products of the EQ Group. To interact with any product line, a user must hold a given amount of IQV4U.

ROADMAP

The Timeline

Q3 2020

Launch of Mobile Community 1.0

Integration of Flaim messenger, with 0.5 million subscribers

Release of EQ Group Lite Paper

Private Round Investment

Q4 2020

Launch of IQV4U token on Ethereum

Uniswap listing

1inch Exchange listing

Start of Chaintoro exchange activities

Listing on Blockfoliio app

Listing on MoonieSwap

Q1 2021

Launch of Mobile Community 2.0

Integration of PowerWallet into the Mobile Community platform

Q2 2021

Listing of IQV4U on Chaintoro

Opening new HQ in UAE

Enabling cross-chain interoperability for IQV4U token on BSC

Introducing Just Pay and Flaim market

Launch of PowerWallet

Launch of OKOBONO Insurtech platform

Q3 2021

Obtaining crypto licensing UAE

Reaching 1 million subscribers

Global expansion: Middle East and Africa

Q4 2021

Launch of the DeFi Platform of individual life insurance policy NFT's

Launch of the PowerWallet stand-alone mobile app

2022

Reaching 10 million+ subscribers in Just Pay and flaim-marketplace

Q3 2020

Launch of Mobile Community 1.0

Integration of Flaim messenger, with 0.5 million subscribers

Release of EQ Group Lite Paper

Private Round Investment

Q4 2020

Launch of IQV4U token on Ethereum

Uniswap listing

1inch Exchange listing

Start of Chaintoro exchange activities

Listing on Blockfoliio app

Listing on MoonieSwap

Q1 2021

Launch of Mobile Community 2.0

Integration of PowerWallet into the Mobile Community platform

Q2 2021

Listing of IQV4U on Chaintoro

Opening new HQ in UAE

Enabling cross-chain interoperability for IQV4U token on BSC

Introducing Just Pay and Flaim market

Launch of PowerWallet

Launch of OKOBONO Insurtech platform

Q3 2021

Obtaining crypto licensing UAE

Reaching 1 million subscribers

Global expansion: Middle East and Africa

Q4 2021

Launch of the DeFi Platform of individual life insurance policy NFT's

Launch of the PowerWallet stand-alone mobile app

2022

Reaching 10 million+ subscribers in Just Pay and flaim-marketplace

Team

Derek Roga

CEO

Gerald Schreiner

Founder EQ-Group

Thomas Liebert

CDO

Fritz Geist

Founder of Chaintoro

Stojanka Lazic

Project Manager

Dominik Huber

Legal Officer

Ted Motuzas

flaim Technology

Nona Punka

Online Marketing Manager

Gabriel Parjol

Social Media Officer

Irakli Ninua

Crypto Treasurer

IQV4U

Tokenomics

Name: IQV4U
Symbol: IQV4U
Decimal: 6
Type: ERC20
Total Supply: 4,000,000,000 IQV4U
Circulating Supply: 500,000 IQV4U
Token Contract Address: 0x5Dcdd01B9B3E0b11e2bA7a952C1FaD47808FEBD5

IQV4U is the virtual currency of the EQ ecosystem. The total supply of IQV4U tokens is 4 billion tokens. It is currently ERC-20 type token, with it’s launch on BEP-20 anticipated in Q2 2021. IQV4U coins holders will be rewarded for participating in various activities within the ecosystem. IQV4U coins can be purchased on the open market or obtained by participating in various activities of the MobileCommunity.

Part of the Mobile Community’s sales commission will be used to provide long-term liquidity, which will in of itself help to ensure token-exchange rate stability, coupled with its steady appreciation. At the same time, the IQV4U tokens, which are awarded to community members as rewards, will be purchased by the EQ Group on the open market, thereby creating an organically growing, continuous buy-side demand for the coin.

IQV4U token allocation

CONTACT

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